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Michael Polorotoff



+61 2 8651 4716

Michael is an experienced and accomplished insurance law practitioner. He specialises in defending professionals across a broad range of industry sectors and advising local and international insurers and reinsurers on complex coverage issues, especially in the D&O area.

He is well regarded for his tenacious, yet considered and strategic, approach in advancing his client’s interests.


Admitted as a solicitor in 2007, Michael commenced his legal career working in private practice at Moray & Agnew. After a successful period working in a litigation practice at a commercial law firm, Michael returned home to Moray & Agnew in 2013. He became a Partner in 2018 and his career has continued to prosper since that time.

Prior to his time in private practice, Michael worked for a large multinational insurance broking firm where he gained experience in a number of departments including claims, legal and compliance.

Michael’s expertise spans professional indemnity, directors & officers (D&O), financial institutions and class actions.

He has defended a wide variety of professionals, including financial advisers and planners, investment managers, superannuation trustees, accountants, auditors, real estate agents, mortgage brokers, and construction professionals. The latter has included architects, construction managers and surveyors / certifiers in combustible cladding claims.

Michael has a busy practice advising carriers on technical indemnity issues and disputes. He has carved out a niche in the D&O area and in particular, Side C claims. This has included advising insurance carriers on coverage issues on high stakes class action litigation against ASX publicly listed companies.


Michael has represented insured and insurer clients in numerous multi-million and multi-party cases. These have included:

  • Representing an investment manager joined to class action proceedings brought by aggrieved investors who suffered losses in complex CDO investments due to the Global Financial Crisis
  • Successfully defending D&O underwriters in a litigated coverage dispute arising out of the demise of a well-known investment banking conglomerate
  • Acting for a mortgage broker in his successful defence of a negligence action arising out of a fraudulent loan application in a claim that ultimately went to the High Court
  • Advising financial lines insurers on high profile corporate collapses including Dick Smith, Babcock & Brown and Great Southern.


Publications & Papers

Michael contributed to the Chambers & Partners ‘Insurance and Reinsurance' Global Practice Guide in 2021 and 2022.

Awards / Accolades

Ranked as a Recommended Lawyer – Professional Indemnity (Defendant) in New South Wales by Doyle’s Guide 2021.



  • Bachelor of Laws, 2006, University of Technology Sydney
  • Bachelor of Business, 2006, University of Technology Sydney
  • Master of Laws, 2011, University of Sydney


  • Australian Insurance Law Association
  • Australian Professional Indemnity Group
  • Law Society of New South Wales 
  • Lloyd’s Development Group