Moray & Agnew has a market leading and highly regarded life insurance practice.

For over a decade, we have grown a team of specialist life insurance lawyers, with significant experience of working ‘in-house’ at major life insurers. This benefits our clients because we approach disputes as they do – to minimise legal and claims costs while enhancing their reputation.

The life insurance industry is experiencing a period of unprecedented regulation and scrutiny from ASIC, APRA, Royal Commissions and the media, while recent market analysis reveals that the industry has recorded significant volatility over the past five years, due to high cancellation and lapse rates and fluctuations in investment returns. It is imperative that life insurers partner with lawyers who are cognisant of these conditions and can be part of providing solutions. This is what we deliver to our clients.


We act for nearly all Australian life insurers, as well as numerous superannuation funds.

Our advice and representation includes the full spectrum of life insurance claims in both the retail and group life context:

  • Income Protection
  • Total and Permanent Disablement
  • Trauma
  • Death.

Our team’s experience is vast, and includes:

  • Defending litigated claims in every Australian jurisdiction
  • Preparing submissions to the Australian Financial Complaints Authority
  • Providing discrete advices on unlitigated claims
  • Seeking recovery of policy benefits in accordance with offset provisions
  • Providing ‘front end’ advice on policy wording / drafting, reinsurance and risk management.


Our strong reputation in this highly specialised area is built on our consistent delivery of value for money outcomes and our pivotal involvement in some of the most significant cases over the last decade. We focus on:

  • Early, strategic and pragmatic recommendations for the conduct of each claim
  • Ongoing and inclusive consultations with our clients
  • Efficient and accountable use of legal and ancillary resources
  • Reasoned and realistic settlement recommendations
  • Determined efforts at sensible and cost-effective resolutions for our clients.

We also possess the specialist skills to vigorously defend claims that require a court’s verdict – and have a proven track record in successful outcomes that have benefitted the life insurance industry as a whole.

Are you looking for market-leading legal experience and expertise?

Email our team direct at or click below.